Premium Rate Calculator
State: KENTUCKY   16
* Expected Closing Date:
* Policy Category:
OwnerLenderQty.Commonly requested endorsements
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DISCLAIMERS:
Disclaimer: The estimated fees quoted in this Rate Calculator are based upon information you have entered into this Internet-based system that incorporates Old Republic Title's filed escrow and title rates (as applicable). Old Republic Title provides this Rate Calculator to customers as a courtesy and convenience to obtain estimates of the costs for the escrow and title services to be provided by Old Republic Title. The actual fees ultimately charged for each transaction may vary depending upon loan type and terms, any applicable discount rates, local governmental charges, transaction-specific items and/or any additional services required for your transaction which, in some cases, may exceed the functionality of this Rate Calculator. Estimates derived from this Rate Calculator are also dependent on the accuracy of the information entered into the Calcuator. Old Republic Title does not make any express or implied warranties with regard to the use of the Rate Calculator and shall not be responsible for any errors or omissions or for the results obtained from the use of such information. The results obtained from this Rate Calculator is an estimate only. Please contact your Old Republic Title Escrow Officer or representative to confirm any estimates quoted by this Rate Calculator.

YOU MAY BE ELIGIBLE FOR A DISCOUNT.  NOT ALL DISCOUNTS AND PRODUCTS ARE AVAILABLE IN ALL MARKETS.  CONTACT YOUR LOCAL OLD REPUBLIC OFFICE OR AGENT FOR MORE INFORMATION.

Types Of Discounts That May Be Available
REISSUE RATE:  This discount is often available and typically requires the existence of a prior policy issued within a specified time period, plus additional prerequisites.  If the current owner has an Owner's Title Insurance Policy and makes a copy available to you, you may be entitled to a credit for the value of the policy.

REFINANCE RATE or SUBSTITUTION LOAN RATE:  If you are refinancing an existing loan, you may, in some circumstances, be entitled to a credit or discount on the new Lender's Policy.

SIMULTANEOUS ISSUE:  If you are purchasing a home, you might qualify for a discount based on the simultaneous purchase of an Owner's and a Loan Policy. The charge on the Closing Disclosure may not be the actual charge under state law due to the calculation methodology mandated by the CFPB for use on the Closing Disclosure.

Alternative Products
ENHANCED/EXPANDED COVERAGE POLICY:  You may be eligible for an enhanced or expanded coverage policy that offers protection against additional risks not covered by a standard title insurance policy, typically for an additional charge.

ENDORSEMENTS:  You may be eligible for various policy endorsements, typically for an additional charge.

CONTACT THE KENTUCKY OLD REPUBLIC OFFICE AT:
RATE REQUESTED ON: 11/13/2019